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Articles Tagged with auto accidents

On April 21st, 2020 at 10:26 AM, a three-vehicle crash on I-94 near Deerfield, IL claimed the lives of 29-year-old Roberta Harris from Chicago and 28-year-old Christopher Lopez from Bronx, New York. The cause of death was determined to be blunt-force injuries. Roberta Harris, Christopher Lopez, and a third unnamed passenger were driving south on I-94 in a Jeep Cherokee when Lopez sideswiped a truck, this initial impact caused his car to spin, he then crashed into another truck. The third passenger in Lopez and Harris’ vehicle was hospitalized at Advocate Lutheran General Hospital in Park Ridge with serious injuries and the two semi-truck drivers were taken to Highland Park Hospital with injuries that were not life-threatening.

Being injured in an auto accident is traumatic. But for passengers injured in a car crash where their driver was potentially at fault, it can be even more stressful. Not only do they have to deal with injuries, but they also have to face the fact that their injuries may have been caused by the negligence of someone they trusted, possibly even a friend. That can be an extremely difficult thing. However, this should not stop the victims from pursuing the damages to which they are entitled.

If you have been injured in a car accident while someone else was driving, you deserve an experienced car accident attorney fighting for your rights. At The Collins Law Firm, our team of dedicated car accident attorneys will work to ensure you get the compensation you deserve. Fill out our free contact form or call us today at (630) 527-1595 for a free consultation.

uber-eats-zV95GVlaVqY-unsplash-3-300x230Food delivery services like Uber Eats, Door Dash, Postmates, and Grub Hub have become something we rely on in today’s fast-paced world. There’s nothing quite like getting food delivered right to your door. Moreover, during the COVID-19 crisis, these services are helping restaurants stay afloat and can be a safer way to get prepared food. But do these delivery drivers carry auto accident insurance? Drivers for these delivery companies drive hundreds of miles a week. What happens if they get into an accident?

Insurance Coverage by Company

Most delivery service companies employ people as “so-called” independent contractors. However, independent contractors are not considered employees of the company, so the company may not be responsible for these drivers. How does that affect you? If one of these delivery drivers hits your car, he or she may not have insurance to cover your damages.

grocery-cart-with-item-1005638-225x300Millions of Americans are ordering their groceries online and then picking them up at the store. Major grocers like Walmart are encouraging the trend, making curbside pickup the norm.

While curbside pickup grows, so does grocery delivery. Companies like Instacart and Shipt, as well as traditional grocery stores like Walmart and Aldi, are offering grocery delivery straight to your home.

Many of the drivers who are delivering for Instacart and other delivery services may not have insurance in the event that they cause a crash. This means that even though an Instacart driver is on the job, that driver may not be able to compensate you for your injuries and medical bills.

ped-300x207While there are fewer cars on the road and fewer car crashes, new data shows that the crashes that are happening are causing more severe injuries than before the pandemic.

According to WGN News, during the first week of March, there were 2,063 reported crashes in Chicago. That number began dropping after March 13, when the federal government declared a national emergency and continued to drop after Illinois’ Stay At Home Order took effect on March 21st.  Last week, the number of crashes in Chicago was down to 803. Despite the drop in crashes, there has been an increase in crash severity.

Data from The Northwestern University Transportation Center shows a small increase in severe car crashes over the last month.

snow-3916172_1920-300x200Winter is a time many people look forward to every year. It can be beautiful outside and cozy inside, with warm nights spent by the fire with good food and better company. However, getting to those warm nights can be a slippery slope. Snow, ice, and sleet can make for a disastrous day when it comes to driving.

Seventy percent of the roads and the population in the United States are in snowy regions and 17% of all crashes occur during winter weather. Research done by AAA’s Foundation for Traffic Safety shows that almost half a million crashes and 2,000 road deaths are caused every year by poor road conditions or bad weather conditions in the United States. With scary statistics like that, it is important to take as many precautions as possible to keep yourself safe during these bad weather months. So, we’ve compiled a list of do’s and don’ts to help you avoid a serious winter car accident.

Do:

crossing-801713_1920-2-300x198Serious pedestrian accidents in Chicago and the suburbs continue to be a problem for a number of reasons: more people walking to work, an increase in traffic on the roads, and drivers failing to look out for pedestrians. Increasing cell phone usage and distracted driving are also putting pedestrians at risk. Tragically, two pedestrians in Naperville and St. Charles have been seriously injured and pedestrians in Bloomington, Morton Grove, and Chicago have died after being struck by cars recently. Municipalities need to address this problem by analyzing where and why pedestrian accidents happen and taking measures to prevent these tragedies from occurring.

In the meantime, how can victims and families be compensated for these terrible accidents? If a pedestrian is hit by a car, the driver is usually –but not always—found to be at fault and his or her insurance compensates the pedestrian. That is because most states have laws requiring drivers to be alert to their surroundings and to hazards in the road, which would include pedestrians. If the pedestrian is following the rules of the road and is struck by a motorist who is speeding, fails to yield, is disobeying traffic signals, or is otherwise impaired or distracted, the driver is at fault and their policy must compensate the victim. Even pedestrians who are not in the crosswalk may get compensation from the driver’s insurance if they were paying attention, did not act irresponsibly, and did not run into the road to try to beat traffic.

But what happens if the responsible driver is not insured?  If the at-fault driver has no insurance or very little insurance, then the pedestrian’s own uninsured and underinsured coverage in their auto policy can compensate them for injuries sustained even if they were not driving at the time. Most people are not aware of this.

transportation-system-3179313_1920-300x200Some of the scariest moments on the road occur when a tractor-trailer suddenly decides to pull into your lane, oblivious to the fact that you are in the way, or turns in front of you, unaware that your car is there. At that moment, you realize that the truck is not going to stop because they can’t see you. Usually, you are able to slow down or move into another lane to avoid injury, but for some motorists this situation becomes deadly.

Side underride collisions happen when a car crashes into the side of a tractor-trailer, and the force of the crash propels the car underneath the truck. These kinds of truck accidents are especially dangerous because the truck can sheer off the top of the car and kill the occupants. Usually, these side underride collisions occur at night, when a truck is trying to cross or turn onto a street or highway. But they can also occur when a truck suddenly moves into a different lane, trapping a car under the body of the truck. Unfortunately, these side underride accidents–where a car ends up wedged underneath a truck– can be deadly even at low speeds.

In fact, several hundred people die each year when their cars lodge under tractor-trailers from the side, according to the Insurance Institute for Highway Safety. This is unacceptable, especially when you realize that most of these accidents could be avoided if trucks were equipped with side guards: panels placed around the lower part of a truck’s trailer. Side guards would prevent cars from sliding under the body of the truck, protecting the driver and passengers. So why aren’t trucks equipped with these potentially life-saving side guards? Because the government, so far, has not required it.

Starting July 1st, Illinois is taking a tougher stance on motorists who use their cell phones while driving.

Drivers will no longer get a free pass for their first offense. melissa-mjoen-399641-unsplash-300x200Unlike the current law, where a first offense is a non-moving violation which does not affect your driving record, under the new law, you will get you a ticket for a moving violation if you are caught using a hand-held cell phone for any reason, even if it’s your first time. The ticket will have a fine of $75 for a first offense, $100 for a second offense, and $125 for a third, however, this does not include fees and costs which can make the total much higher. Receiving three tickets in a 12 month period will mean a license suspension.

According to the new law, you are only allowed to push one button to activate GPS or answer or make a call. So, unless you are using technology such as Bluetooth to access your phone hands-free, the following offenses will get you a ticket:

Winter is here and accidents are already on the rise. Here are a few basic tips as we navigate the busiest time of year for auto accidents.car-3013041_1920-thumb-300x192-107996-thumb-300x192-107997-300x192

If you’re involved in an accident during a snowstorm, you may be asked to file a report at a later time since police may be unable to respond to every auto accident. Do file a report with the police right away and be sure to notify your insurance carrier immediately. In addition, it is important that you seek medical help right away if you’ve been injured. Having a gap or lapse in your medical treatment will prolong your recovery time and make insurance carriers wary of your claim.

If you have been injured and you have group health insurance coverage, you need to use it to pay your medical bills. Your group health insurance has contracts with the medical providers and typically obtains reductions of about 50% from the medical providers. Use your auto insurance med-pay coverage to cover anything your health insurance does not cover!

Thumbnail image for car-831928_1920.jpgCar crashes happen thousands of times a year and can have devastating impacts on families throughout Illinois. In fact, the past few years have been some of the deadliest years for drivers in American history. If you get in an accident, there are a few things you need to do to ensure that you are making the best of a bad situation and protecting yourself. I deal with these issues in my practice every day. Here are some helpful tips in the event that you are in an accident.

Be Prepared

  • Make sure your insurance information, photo identification, and a copy of the registration to your vehicle are easily accessible. I also suggest that my clients have a photograph of their license, insurance information, and registration on their smartphones.
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