Articles Tagged with car accident

The time between Memorial Day and Labor Day is a time for sun, fun, and vacation for many. Summer is here, and while this is a great timeadult-1866883_1920-3-300x225 for families to take it easy, it is not time for parents to relax when it comes to keeping their kids safe. In fact, the AAA Foundation refers to the time between Memorial Day and Labor Day as the “100 Deadliest Days” of summer because, on average, two teenagers die every day during these 100 days – an increase of 26% compared to other months of the year.  Car crashes are the leading cause of death for these teenagers, who also have the highest crash rate for any age group.

According to statistics, the primary cause of these deadly car crashes is distracted driving, which accounts for 60% of all teen crashes. And teens report that distracted driving involves more than just cell phones. In fact, the top distraction for teens—accounting for 15% of all crashes— is passengers distracting the driver. Cell phones are the second biggest distraction, causing 12% of all teen-related crashes.

Other than distracted driving, impaired driving and a failure to follow the rules of the road also account for a large percentage of teen crashes, injuries, and fatalities.

Many accidents on the road involve more than one car, especially accidents that occur in hazardous winter conditions or on the highway.  Multi-car accidents often involve more serious injuries and bigger liability than two car crashes. In addition, autobahn-837643_1920-300x199once the accident has happened, the danger has not necessarily passed. Moreover, liability—or who is responsible—can be especially difficult to determine. So, how can you figure out who is at fault, and what should you do if you have been involved in a multi-car accident?

Consider Your Safety First

If you have been in a multi-car crash, your first priority should be staying safe. Stay in your car with your seat belt fastened until the police or EMTs tell you it is safe to exit. The biggest risk at this point is getting hit by another car after leaving your vehicle.

Winter is here and accidents are already on the rise. Here are a few basic tips as we navigate the busiest time of year for auto accidents.car-3013041_1920-thumb-300x192-107996-thumb-300x192-107997-300x192

If you’re involved in an accident during a snow storm, you may be asked to file a report at a later time since police may be unable to respond to every auto accident. Do file a report with the police right away and be sure to notify your insurance carrier immediately. In addition, it is important that you seek medical help right away if you’ve been injured. Having a gap or lapse in your medical treatment will prolong your recovery time and make insurance carriers wary of your claim.

If you have been injured and you have group health insurance coverage, you need to use it to pay your medical bills. Your group health insurance has contracts with the medical providers and typically obtains reductions of about 50% from the medical providers. Use your auto insurance med-pay coverage to cover anything your health insurance does not cover!

Thumbnail image for car-831928_1920.jpgCar crashes happen thousands of times a year and can have devastating impacts on families throughout Illinois. In fact, the past few years have been some of the deadliest years for drivers in American history. If you get in an accident, there are a few things you need to do to ensure that you are making the best of a bad situation and protecting yourself. I deal with these issues in my practice every day. Here are some helpful tips in the event that you are in an accident.

Be Prepared

  • Make sure your insurance information, photo identification and a copy of the registration to your vehicle are easily accessible. I also suggest that my clients have a photograph of their license, insurance information and registration on their smart phones.
  • It also helps to carry a card with any relevant medical information for you and your family.

Immediately after an accident

Thumbnail image for Thumbnail image for driving-844132_1920.jpgAre you aware that a simple, very common habit that you refuse to give up could end your life? Or your child’s? Or a stranger’s?

Every time you decide to save time in your busy schedule by talking or texting on your cell phone in the car, you are taking this chance.

Multiple articles, videos, and ads describe how dangerous this practice can be, showing graphic images of people crashing their car during their last text. Yet, people do not seem to be getting the message. On the contrary, recent statistics show the problem is increasing. Over the last two years traffic fatalities have gone up 14.4%. In fact, in 2016 more than 100 people died EVERY DAY in or near vehicles in this country. Experts conclude that this surge can be explained by three things:

chicago-390441_1920 (3).jpgA new report by the Active Transportation Alliance, a Chicago based nonprofit dedicated to making streets safer for pedestrians, bikers and motorists, is surprising people in the Chicago suburbs.

Why?

Because it reveals that traffic fatalities in the suburbs in 2015–the latest year for which statistics are available–outnumbered those in Chicago by a margin of nearly 3 to 1. This is shocking to suburbanites who assume that Chicago, with its snarl of traffic, is a much more dangerous place to drive.

Thumbnail image for Thumbnail image for car-accident-1921347_1920.jpgIf you’ve been in a car accident, the first priority is to attend to any medical needs, particularly if there is a medical emergency.

The next priority is to get the police to come to the accident scene. The report which the police prepare after visiting the accident scene serves many important functions, including helping you get a better settlement of your case with the other driver’s insurer.

Here’s why:

The Insurance Institute for Highway Safety has released its list of the 25 most dangerous vehicles on the road today, based on the number of fatal accidents in which its drivers/passengers were involved between 2011 and 2015. Here is that list (also see the link below for important detail as to why each vehicle is on the list):

  1. Hyundai Accent sedan Thumbnail image for Thumbnail image for Thumbnail image for ford-290615_1920.jpg
  2. Kia Rio
  3. Scion tC
  4. Chevrolet spark
  5. Nissan Versa
  6. Ford Fiesta Sedan
  7. Kia Soul
  8. Dodge Challenger
  9. Nissan Titan pickup
  10. Nissan Sentra
  11. Ford Focus sedan
  12. Chrysler 200
  13. Hyundai Genesis coupe
  14. Ford Fiesta hatchback
  15. Hyundai Accent hatchback
  16. Mitsubishi Lancer
  17. Volkswagen Golf
  18. Chrysler Impala
  19. Dodge Avenger
  20. Ford Mustang convertible
  21. Nissan Maxima
  22. Ford Mustang coupe
  23. Ram 1500 pickup
  24. Chevrolet Camaro coupe
  25. Subaru Impreza

Some important things to keep in mind about this list:

· Because it is based on accidents occurring in years past (2011 to 2015), and because the safety of these makes and models might have improved since then, this list is not necessarily a reliable guide for determining the safety (or dangerousness) of the vehicles being sold today. The linked article notes, for example, that the current models of the Subaru Impreza (#25) are Top Safety vehicles, due to improved safety systems installed in the last 3 years.

car-2220020_1920.jpgAs I’m writing this, I feel like the old man yelling at the neighborhood kids to get off his lawn…..but I feel the question needs to be asked:

“Are all these new car safety features making driving safer, or do they lull drivers into thinking that the car will take care of problems that occur on the road, so that the driver doesn’t have to?”

I am concerned especially about young drivers, who have grown up learning to place great faith in technology. Do they place too much faith, for example in:

squad-car-1209719_1920.jpgHere’s why you should absolutely call the police if you’ve been in a car accident:

(1) It’s the law. In most jurisdictions, you are legally required to report to the police when you’ve been in an accident. We are often asked whether that remains true even in the event of a minor accident, and the answer is “yes.” You should still call the police, and describe what has happened-being particularly careful to describe any injuries or significant car damage. The police may tell you that the accident is so minor that they will not be sending an officer to the scene. That’s fine. You’ve done your duty as a citizen by reporting the accident. In that event, you should still go the police station and file your own report of the accident (and take a copy for your records). This will prove very helpful should there be a dispute later on about what happened; your fresh recollection of the accident as documented in your report filed right after the accident will be strong proof of the truth.

(2) It’s the best way to get emergency help to the scene. Calling 911 will put you on the phone with a trained specialist who will not only get a police officer to the scene, but also will determine whether emergency medical care should be sent to the scene, as well.

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