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Articles Tagged with traffic accidents

car-accident-1538175_1920-1024x683When you’re injured in a car crash, medical treatment can be expensive. One of the leading causes of bankruptcy in the United States is medical debt. You shouldn’t have to worry about struggling to afford the treatment you need. The problem is that between an ambulance, emergency room, and other treatment following a crash, your bills can be in the thousands, or tens of thousands, of dollars.

Before we talk about who will pay your bills, however, it’s important to talk about who is not going to pay your bills. Most people assume that the driver who caused the crash is going to pay for their medical bills. They talk with the at-fault driver’s insurance and that insurance company tells them that they will cover the bills, but at the end of the day, this could not be further from the truth. Even if the other driver is clearly at fault, the law does not require him or her to pay your medical bills as they come in. When you win your personal injury case, the other driver will have to pay your damages, including your medical bills, but in the meantime, you need to pay the bills yourself.

There are several ways to make sure that your bills are paid and you are protected when you’re in a car crash. A lawyer can guide you through this process and make sure that you are protected. The three primary ways your medical bills can be paid are through private health insurance, medical payments insurance (also called “MedPay”), or through health care provider liens. Each of these types of payments has advantages or drawbacks.

autobahn-837643_1920-300x194Some of the most deadly and dangerous accidents on the roads are caused by large commercial trucks. A shocking number of people– 4,102 total– died in large truck crashes in 2017. Many of these truck wrecks could have been prevented if drivers, shippers, and operators addressed some of the common causes of truck accidents and worked to fix them. The most common causes of truck crashes include:

Speeding and Driving too Fast for Conditions

Shippers promise fast delivery, often guaranteeing overnight or same-day delivery for packages. And consumers now expect packages to be delivered quickly, which is why Amazon Prime’s two-day delivery guarantee is so popular. With promises of fast delivery come pressure on drivers to drive faster despite road conditions or traffic conditions. This can lead to an increase in accidents.

Throughout Naperville, there are miles and miles of trails and bike paths, perfect for a cruise on a summer day or training for your next triathlon.  While many of Naperville’s bike paths are located within forest preserves or secluded trails, some of them cross over major roadways and through busy intersections.bicyclist-569279_1920-1024x692

As the city grows, so does the amount of traffic, and, unfortunately, with that growth comes an increase in bicycle crashes. Naperville police report there are between 20-40 crashes involving automobiles and bicycles in the city on an annual basis. Many of these crashes occur in just five of the most dangerous intersections in Naperville. These intersections have seen at least two crashes per year for the last three years.

According to Naperville Police data, the five most dangerous intersections for bicyclists are:

Many accidents on the road involve more than one car, especially accidents that occur in hazardous winter conditions or on the highway.  Multi-car accidents often involve more serious injuries and bigger liability than two car crashes. In addition, autobahn-837643_1920-300x199once the accident has happened, the danger has not necessarily passed. Moreover, liability—or who is responsible—can be especially difficult to determine. So, how can you figure out who is at fault, and what should you do if you have been involved in a multi-car accident?

Consider Your Safety First

If you have been in a multi-car crash, your first priority should be staying safe. Stay in your car with your seat belt fastened until the police or EMTs tell you it is safe to exit. The biggest risk at this point is getting hit by another car after leaving your vehicle.

Despite all of the advances in automobile safety, traffic-related deaths are on the rise. Over 40,000 people died in automobile crashes in 2016. According to new estimates from the National Safety Council, some factors contributing to the increase include distracted driving and not taking proper precautions. 47 percent of motorists are comfortable with texting while driving, while 16 percent do not wear seat belts, and 10 percent drive under the influence of alcohol or marijuana. The NSC is calling for a total ban of cell phone use while driving, a stronger measure than Illinois’ push for hands-free driving. NCS also is pushing lawmakers to make collision avoidance technology like automatic braking standard in all vehicles.

Bloomberg News reports US motor vehicle deaths hit 40,200 last year, up six percent from 2015 and 14 percent from 2014. The increase marks a trend also identified by the National Highway Traffic Safety Administration, which reported an eight percent spike in deadly crashes in the first nine months of 2016 compared to the first nine months of 2015.

An increase in distracted driving is just one of the many causes outlined by The New York Times. While cars and phones now offer advanced voice controls and other features intended to keep drivers’ eyes on the road, apps like Facebook, Google Maps, Snapchat and others have created new temptations that drivers and passengers find hard to resist.

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