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Articles Tagged with motor vehicle insurance

grocery-cart-with-item-1005638-225x300Millions of Americans are ordering their groceries online and then picking them up at the store. Major grocers like Walmart are encouraging the trend, making curbside pickup the norm.

While curbside pickup grows, so does grocery delivery. Companies like Instacart and Shipt, as well as traditional grocery stores like Walmart and Aldi, are offering grocery delivery straight to your home.

Many of the drivers who are delivering for Instacart and other delivery services may not have insurance in the event that they cause a crash. This means that even though an Instacart driver is on the job, that driver may not be able to compensate you for your injuries and medical bills.

Imagine being involved in a serious motor vehicle accident that results in significant personal injuries, medical bills, and lost wages. Under these circumstances, you would be correct in assuming that the insurance company for the person who caused the accident and your injuries would be “on-the-hook” to compensate you for your losses.

However, what happens if the person who caused your accident had very little insurance or none at all?

Lately, I am encountering more and more clients who have been seriously injured in automobile accidents by negligent drivers with little or no insurance. Most drivers don’t think about the importance of uninsured (UM) and underinsured (UIM) motor vehicle coverage until it is too late. The UM and UIM coverage from your own automobile insurance policy can protect you from a situation where you have been seriously injured by someone with inadequate or no insurance coverage. A personal injury attorney can help you secure full compensation through your UM and UIM coverages.

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