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The Importance of Getting a Medical Examination After an Accident

The Importance of Getting a Medical Examination After an Accident

January 12, 2026 | Collins Law Firm

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The Collins Law Firm is proud to represent Illinois residents who have been injured in accidents caused by negligence. Whether you’ve been hurt in a car crash, workplace incident, or fall, one of the most important things you can do after the accident is to get a prompt medical examination.

Even if you feel fine at first, hidden injuries can surface hours or days later. A thorough medical evaluation not only protects your health but also provides critical documentation that supports your personal injury claim.

Why Immediate Medical Care Matters

After an accident, adrenaline and shock can mask pain. Victims often underestimate their injuries, assuming they’ll heal on their own. Unfortunately, that delay can cause two serious problems:

  1. Worsening of physical injuries, which could have been treated early.
  2. Weakened legal claims, since insurers may argue your injuries weren’t serious or related to the accident.

Getting medical attention creates an official record connecting your injuries to the incident. This record becomes key evidence when negotiating with insurance companies or presenting your case in court.

Common Hidden or Delayed-Onset Injuries

Many serious injuries don’t produce immediate symptoms. Days or even weeks later, victims may start feeling pain, numbness, or dizziness. Common examples include:

  • Whiplash – Neck strain from sudden impact, often in rear-end collisions.
  • Concussions or traumatic brain injuries (TBI) – Head injuries that may initially seem mild.
  • Internal bleeding – Organ or tissue damage that isn’t externally visible.
  • Soft tissue injuries – Sprains, tears, or deep bruises that worsen over time.
  • Back and spinal injuries – Herniated discs or nerve compression that emerge gradually.

A prompt medical exam helps doctors detect these injuries early — and provides clear documentation linking them to the accident.

How Medical Records Strengthen Your Legal Case

In a personal injury claim, your medical records are evidence. They establish both the extent of your injuries and their direct connection to the accident.

When The Collins Law Firm handles your case, we use your medical documentation to:

  • Prove the cause and severity of injuries.
  • Demonstrate consistency between your symptoms and accident details.
  • Calculate damages for medical bills, pain and suffering, and lost income.
  • Counter insurance company arguments that your injuries were preexisting or exaggerated.

Without medical evidence, even legitimate claims can be challenged or denied.

Dealing With Insurance Companies After an Accident

Insurance adjusters may contact you soon after an accident — sometimes before you’ve even seen a doctor. Their goal is to protect the company’s financial interests, not your recovery.

Common tactics include:

  • Offering low settlements before injuries are fully diagnosed.
  • Arguing that delays in treatment mean the injuries aren’t serious.
  • Asking for recorded statements that can be used against you later.

That’s why it’s critical to see a doctor first, then contact an attorney. The Collins Law Firm can handle all communication with insurers, ensuring you don’t say or sign anything that weakens your claim.

Types of Medical Professionals to See

Depending on your injuries, several types of healthcare providers may be involved in your diagnosis and treatment:

  • Emergency room physicians – For immediate care after severe accidents.
  • Primary care doctors – For follow-up exams and long-term treatment.
  • Orthopedic specialists – For fractures, dislocations, and spine injuries.
  • Neurologists – For concussions and nerve-related symptoms.
  • Physical therapists or chiropractors – For rehabilitation and recovery.

Every visit generates documentation that supports your case and tracks your progress. The Collins Law Firm uses this evidence to build a clear, credible timeline of your injuries and treatment.

What to Tell Your Doctor

Be detailed and honest when describing your symptoms and the accident. Mention every area of pain or discomfort — even minor ones — and explain how your injuries affect your daily life.

Accurate reporting ensures:

  • Proper diagnosis and treatment.
  • Stronger documentation for your legal claim.
  • Fewer opportunities for insurers to dispute your case later.

If new symptoms develop after your first visit, schedule follow-up appointments and update your records.

The Link Between Medical Care and Compensation

In Illinois personal injury cases, compensation depends heavily on documented medical evidence. The more clearly your injuries and treatment are established, the easier it is to recover full damages.

Your medical records influence compensation for:

  • Current and future medical expenses
  • Lost wages or reduced earning capacity
  • Pain and suffering
  • Emotional distress
  • Loss of normal life

Failing to get a timely medical exam can reduce or even eliminate your right to these damages — especially if the defense argues your injuries were unrelated or exaggerated.

Time Limits and Legal Deadlines

Illinois law gives accident victims two years from the date of the accident to file a personal injury lawsuit. However, delaying medical treatment can shorten your effective window to build a strong case.

Hospitals and clinics also have record retention limits, which means waiting too long could make it harder to obtain documentation later.

The Collins Law Firm helps clients act quickly — coordinating with medical providers to secure records, billing statements, and expert evaluations before evidence is lost.

Special Considerations for Auto Accidents

If you were injured in a car crash, medical documentation serves an additional purpose: proving the connection between your injuries and the collision under Illinois’ fault-based insurance system.

Even if you were a passenger or partially at fault, prompt medical evaluation supports your right to compensation. Insurers are far more likely to settle fairly when faced with detailed medical records from reputable Illinois physicians.

Why Victims Skip Medical Exams — and Why It’s a Mistake

Many accident victims delay treatment because they:

  • Feel “fine” after the crash
  • Worry about medical costs
  • Hope the pain will go away on its own
  • Don’t want to “make a big deal” of it

Unfortunately, insurers often exploit these delays to deny claims. In many cases, the cost of early treatment is far less than the financial losses caused by untreated injuries or a weakened legal case.

Why Choose The Collins Law Firm

For more than two decades, The Collins Law Firm has represented accident victims throughout Illinois — from Naperville to Chicago and across DuPage, Will, and Cook Counties. We understand that the aftermath of an accident is confusing and overwhelming. That’s why we handle both the legal and procedural details while you focus on healing.

Our attorneys work with trusted medical experts to ensure your injuries are properly documented and presented. We’ve built our reputation on fighting for full justice — not quick settlements.

Call The Collins Law Firm Today

If you’ve been injured in an accident, don’t wait to see a doctor — and don’t face insurance companies alone.

Call The Collins Law Firm today to schedule your free consultation. Our attorneys will review your situation, connect you with trusted medical resources if needed, and help you pursue the compensation you deserve.

Get justice. Contact The Collins Law Firm now.

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Collins Law operates on a contingency fee basis for personal injury and environmental cases, meaning clients only pay legal fees if we win your case.

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Our attorneys have years of experience representing clients with personal injury, environmental contamination, and business claims. Understanding the intricacies of these cases allows us to achieve better outcomes.

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Understanding the challenges clients may face following an injury, Collins Law offers flexible consultation options, including home and hospital visits. We will come to you.

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