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Business Interruption Insurance Lawyers

Illinois and Naperville Business Interruption Insurance Lawyers

Closed due COVID-19 The Collins Law Firm P.C. is investigating insurers for wrongfully denying coverage of business interruption losses during Covid-19.

In the wake of the recent government-ordered shutdown of businesses across the country, insurers are denying coverage for business losses. Small businesses are particularly suffering – the insurance industry predicts that small business interruption losses could reach $431 billion per month. That makes the insurance companies nervous, because they only collect premiums of about $6 billion per month in that area of insurance.

So, it is not surprising that insurers have been telling small business owners that, even though they purchased business interruption insurance, their policies do not provide coverage in the current environment because the policies contain a “virus exclusion.” Insurers quietly started inserting these exclusions into policies after the SARS virus scare in 2003.

In some cases, however, the exclusions may not apply, especially when the business interruption is caused by government-ordered shutdowns that prevent the use of your business property. Depending on the specific policy language and circumstances of the business, it may be possible to obtain coverage for a business interruption loss even though the insurer has denied coverage.

But, you may have to sue the insurance company to make them pay. And, the last thing a small business in this situation wants to do is pay lawyers an hourly fee to pursue litigation that may or may not be successful.

Florist This is where contingency fee litigation may make sense. Contingency fee litigation is well suited to insurance coverage disputes, and makes it possible for struggling businesses with stretched resources to pursue a potential recovery against an insurer that has denied coverage. Our firm has a history of successfully pursuing contingency fee cases and high-stakes business litigation.

Our Legal Team Leonard Hudson

Len is an experienced business litigator who has recovered millions of dollars for clients ranging from small business owners to public companies. Len has extensive experience in commercial and contract disputes as well as the retail and franchise spaces.

Shawn Collins

Handshake of Business men An outstanding trial lawyer, Shawn combines his powerful communications skills with an unrelenting commitment to his clients’ causes to win trials and secure favorable settlements. Shawn has consistently been named as one of the top 100 trial lawyers by The American Trial Lawyers Association. Shawn’s success can be measured in the results he has earned for his clients. Shawn has recovered over $100 million in trial victories and settlements on behalf of his clients.

We are currently investigating potential litigation against insurers who may be wrongfully denying coverage for business interruption during these challenging times. We offer a free consultation and preliminary review of your insurance policy to help you obtain the coverage to which you may be entitled. Call us at (630) 527-1595 or fill out our contact form here.

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Client Reviews
Shawn Collins is a very talented lawyer, as are all the attorneys on his team. I've known and worked with Shawn for more that 30 years. Not only is he a top notch technical litigator but his communication skills are second to none. If anyone I know is ever in need of an attorney, Shawn is my very first recommendation. He gives very solid advice that goes beyond the law. He is someone you can trust to tell you the truth so you are not lead astray in the complex legal world. You really can't find a better advocate. E.M.
We were incredibly satisfied with our experience with The Collins Law Firm. We worked closely with Ed Manzke and found that he had a personal touch and truly got to know us in addition to being knowledgeable and effective in his field. The caring and individual attitude helped us tremendously throughout the entire process and we always felt like our case was in safe hands. We would highly recommend The Collins Law Firm for both its stellar work and dedicated employees. M.A.
My father recommended The Collins Law Firm to me after watching Shawn Collins and Ed Manzke at trial representing Lisle residents against Lockformer. For years, he told us courtroom tales about Shawn and Ed, citing their incredible skill as trial lawyers and how they put the huge Lockformer legal team to shame. So when my son was the victim of a wrongful death, they were my first and only choice. I can't say enough to truly express how grateful I am to The Collin's Law Firm for all that they did for me and my family. This amazing team advocated for me in my darkest moments, surpassing my expectations in every way. I will be forever grateful to Shawn and Ed. K.D.
I have worked with Rob, Shawn and The Collins Law Firm team in connection with both complex business transactions and litigation over the past several years. Shawn is far and away the best business litigation attorney I have worked with. Rob has been our lead attorney on M&A and corporate restructures, and he has delivered each time, and on time. I would highly recommend Rob to get the deal done! W.D.
Rob has been our out-side General Counsel for ten years. As a business with a global presence, it is important that we have the very best legal representation. Rob and the team have guided us through litigation battles, negotiating and drafting our important business contracts, and advising us in our business strategies. He has a great team of lawyers working with him. M.F.