Illinois Car Accident Lawyer

Your Chicagoland Car Accident Lawyers

Being injured in an car accident is a terrible experience. Most people who have been in a traumatic situation like this wish they could go back to a time before their car accident. Unfortunately, life doesn't work like that. At Collins Law Group, we realize that we cannot give you back your life exactly as it was before your car crash, but we can give you something else. Our Illinois car accident lawyers will work to get you all the compensation available for what you lost--your health, a job, money, time, maybe even a loved one. We will stand up to the insurance company and get you justice. At Collins Law Group, our Illinois car injury attorneys believe you deserve that, and we will fight to get it for you.

Did you know that people who hire a qualified auto accident attorney after a car crash recover three times as much in compensation as people who try to negotiate for themselves? Moreover, our Chicago and Naperville car accident lawyers charge you nothing unless we recover money for you. So, you have nothing to lose by giving us a call.

For your FREE CONSULTATION, call 630-527-1595 or fill out our contact form. Our experienced car accident attorneys will discuss your case with you and make sure that you are fully informed about all your legal options and the best way to recover everything you are entitled to.

Frequently Asked Questions:

Why Should You Hire an Auto Accident Attorney?

What Can Our Car Accident Lawyers Do for You?

Do You Have a Car Accident Lawsuit?

What Types of Damages Can You Claim?

What Kind of Motor Vehicle Accident Cases Do We Handle?

What Types of Injured Car Accidents Victims Do We Represent?

How Should You Deal with the Insurance Company?

Can You Access Insurance in Addition to the At-fault Driver's Policy?

How do You Determine Who is at Fault?

How Dangerous is Driving in Illinois?

Why Should You Hire an Illinois Car Accident Attorney?

1. Studies have shown that when an accident victim retains a competent personal injury attorney, he or she receives a settlement that is on average 3 ½ times the amount a victim receives without legal representation.
2. The initial consultation is free and the lawyer receives no money unless you do.
3. You get peace of mind. Your car accident lawyer will talk to and negotiate aggressively with the insurance company-- so you don't have to.
4. Your lawyer can prove who was at fault. If there is going to be a fight over fault, especially if that fight will occur in a court, you will need a car accident lawyer's help.
5. The more serious your injury, the more the insurance company may resist your claim. You will need a tough lawyer to fight for you and level the playing field.
6. The insurance company has a lawyer. You should, too.

What Can Our Illinois Car Accident Lawyers Do for You?

1. Thoroughly investigate your accident and consult with experts, if necessary, to determine how the accident happened, who is at fault and how to get you the maximum available compensation.
2. Determine how much your car accident claim is worth.
3. Attend traffic court on your behalf.
4. Fight to get you the best possible result.
5. Collect critical documents such as:
   1. Police report
   2. Medical bills and records
   3. Reports from treating physicians
   4. Photos/videos of accident scene, or search for video surveillance from the scene from a local business i.e. a gas station or ATM
   5. Photos of vehicles and injuries
   6. Repair estimates for your car
   7. Eyewitness statements
   8. Cell phone records and other electronic evidence
   9. Auto maker recalls
   10. Lost wage forms from employer
   11. Information from the Black Box
6. Make sure your documentation is filed on time and in the proper place.
7. Negotiate with the insurance company, when appropriate, so you don't have to go to trial.
8. Represent you in court if the insurance company refuses to settle.

The mission of our law firm is to help people who have been injured in car accidents. Moreover, our Illinois personal injury attorneys have years of experience handling car accident cases just like yours. We are tough, aggressive trial lawyers who know how to fight for accident victims and their families. While we might not be able to give you your life back exactly the way it was before the accident, we can give you a full measure of justice.

Do You Have a Car Accident Lawsuit?

If you or a loved one has been hurt or killed in a motor vehicle accident because of another driver's carelessness, after dealing with the injury or grief, you will want to know if you can get justice. In the United States, like it or not, justice in a case like this often comes from the victim filing a lawsuit. A lawsuit is a way to determine who is at fault in a car accident, and how much compensation the victim is due. So how do you know if you should file a car accident lawsuit? There are three requirements for an auto accident claim that can be filed in court:

1. Negligence: Was the other driver careless? Did he or she ignore a traffic light, or was he texting, speeding or under the influence? Details like these are important.
2. Personal Injury: Did you get injured because of the accident? If you sustained a broken neck or arm because of the car crash, the other driver's negligence would be considered the cause.
3. Compensatory Damages: Did the personal injury result in harm to you that can be expressed in dollars and cents terms? Examples of such harm would include: medical bills, disfigurement, disability, pain and suffering, loss of companionship, lost wages, i.e. things for which you can be compensated.

Our experienced motor vehicle accident lawyers can help you determine whether you have a valid car accident claim. Contact us for a free evaluation.

What Types of Damages Can You Claim?

Often, when people think of damages caused by an auto accident, they think of property damage to their car. However, there are many more types of damages for which the innocent party is entitled to compensation, especially in a serious car crash. The amount that can be recovered depends on the unique facts of the accident, including who is at fault, and the extent of injuries and insurance coverage. Our Naperville car accident lawyers can thoroughly review your case to determine if you have any of the following damages:

• Medical Bills: You are entitled to compensation for all past and future medical expenses relating to the injuries caused by the accident, including surgery, medical devices, medication, emergency room visit and hospitalizations.
• Lost Income: If you are missing days of work because of your accident, you can be reimbursed for all past and future wages lost as a result of your injuries. You have a right to earn a living, and if your injury prevents this, you can be compensated for your lost salary, bonuses, commissions and any other fringe benefits.
• Disability: if you are unable to pursue activities which you used to enjoy in your everyday life as a result of the accident, you are entitled to compensation for that.
• Disfigurement: You can be compensated for any scarring or permanent disfiguring injuries to your body that were the result of the accident, such as surgical scars, burns and amputations.
• Pain and Suffering: As an injured driver, you can be compensated for all physical and mental suffering that you experienced due to your car accident.
• Emotional Distress: People sometimes overlook the mental distress that can be caused by a serious accident. You can recover for anxiety, PTSD, insomnia, depression and other mental issues that have definitely been caused by the crash.
• Property Damage to your Car: You can be reimbursed for all vehicle repairs and even the fair market value to replace your car if is "totaled".
• Punitive Damages: These damages are sometimes awarded if the other driver engaged in intentional misconduct or extremely reckless behavior such as drunk driving. They are intended to punish the person and deter him or her from engaging in similar behavior in the future.

What Kind of Motor Vehicle Accident Cases Do We Handle?

We represent victims in all types of motor vehicle accidents, including:

• Distracted Drivers: In this cell phone age, even adults are often guilty of distracted driving. Texting or talking on a cell phone, eating or even looking down for only a few seconds can cause a serious accident.
• Speeding Drivers: Driving with someone who has a "lead foot" can be terrifying. Some people habitually speed, other times people are in a hurry to get to an appointment or are even joy riding. All of these activities increase the likelihood of an accident and cause roughly one-third of car crashes in Illinois.
• DUI Accidents: Accidents which involve someone who is under the influence of alcohol or drugs are unfortunately common and can be very serious. Approximately one-third of all fatal accidents in Illinois involve an alcohol impaired driver. Many times these drivers are unlicensed. Unlicensed drivers were responsible for about one-sixth of fatal accidents. In addition, drivers using illegal and prescription drugs are on the rise.
• Truck Accidents: Commercial truck accidents are often the most serious because of the weight difference between the truck and the other vehicle involved. In addition, truck drivers are often fatigued, speeding or distracted. All of these conditions can cause accidents.
• Bus Accidents: Thousands of people in Illinois rely on buses to get them to and from school and work. A negligent bus driver can put dozens of people at risk of serious injury or death.
• Train Accidents: The operators of train lines owe their passengers the highest degree of care. Faulty tracks, equipment failures and conductor errors can lead to tragic accidents.
• Fatigued Drivers: People who drive long distances are most likely to be driving when fatigued. Getting to that vacation spot early is not as important as staying safe. Fatigue can be just as big an impairment as alcohol.
• Teen Driving Accidents: Because they have so little experience behind a wheel, teens are more likely to cause an accident. In addition, they are often distracted by texting or talking. In fact distraction is a factor in 58% of teen accidents.
• Reckless Drivers: Aggressive drivers are a problem in Illinois. Speeding, running a red light and failing to yield the right of way are examples of reckless behaviors that can cause car accidents.
• Head-On Collisions: These can be the most serious types of accidents and often result in long-term, or even fatal, injuries.
• Drunk Driving Accidents: Crashes caused by impaired drivers can support both an injury claim and, in some cases, punitive damages.
• Side-Impact Collisions: Usually occurring at intersections, these accidents can cause injury especially if a car does not have side airbags.
• Rear-End Accidents: These are the most common accidents and can be caused by distracted driving or a driver who is "tailgating" the vehicle in front of him.
• Motorcycle Accidents: Motorcycle accidents often involve serious injuries because the rider is not as protected as a driver in a car. A careless mistake by a driver of a car can send a motorcyclist flying. However, motorcyclists themselves can also cause dangerous situations by speeding, driving between the lanes or not wearing a helmet.
• Pedestrian Accidents: Pedestrians in intersections can be struck by drivers failing to keep a proper lookout, turning improperly or speeding to beat a red light.
• Bicycle Accidents: Riding a bicycle on a busy street can be a dangerous activity. Very often cars do not pay enough attention to cyclists which can cause an accident.
• Vehicle Defects: Auto manufacturers can be responsible for auto defects like faulty brakes that cause a driver to injure another person or that injure the driver himself. Sometimes defects in safety equipment like airbags can make injuries in a crash worse.
• Uninsured/Underinsured Drivers: If the at-fault driver does not have insurance or does not have enough insurance to cover your damages, you may be able to get compensation through your own uninsured or underinsured motorist policy, if you have them.
• Rideshare Accidents: With the explosion of Uber and Lyft as an alternative to driving, rideshare accidents caused by untrained and unsupervised drivers are on the rise.
• Bad Weather Accidents: Even when bad weather is a factor in an accident, the driver whose car hits another vehicle will usually be found liable.
• Yellow Light Accidents: Yellow lights pose a unique risk of accidents because many drivers are unsure of what to do when the light turns yellow, and others interpret a yellow light as an inducement to speed through the intersection.
• Multi-Car Accidents: In car accidents involving more than two vehicles, there can be more than one driver who is liable for damages. These accidents can be complicated, with conflicting narratives of what happened. Having an experienced car accident attorney on your side will help you determine who is at fault in these complex and often confusing cases.

What Types of Injured Car Accident Victims Do We Represent?

Many injuries caused by a car accident are very serious and can result in hospitalization, surgery and/or months of medical treatment or rehabilitation. Some even cause permanent damage. People with injuries like these have an auto accident claim and should have legal representation. The types of injuries that our Naperville car crash attorneys see include:

• Brain injuries
• Broken bones
• Soft tissue injuries
• Spine injuries
• Neck injuries
• Burn Injuries
• Paralysis
• Amputations
• Fatalities

It is critical that your traffic accident lawyer knows every injury that you sustained in order to represent you properly and get you a fair recovery.

How Should You Deal with the Insurance Company?

Do not talk to the insurance company after an accident. The insurance company is motivated to settle your claim as quickly as possible for as little money as possible. It is the job of the insurance company representatives to do this and they are well trained. They may try to get a recorded statement from you that will help their case, not yours. They are experts at getting you to say something that can be interpreted as an admission that you are partly at fault or that you are not entirely sure what happened. They are not trying to help you or "do the right thing"; it is not in their best interests to do so. They may also tell you that you do not need a lawyer. This is simply untrue. In fact studies show that people injured in car accidents who retained an attorney received over 350% more money in compensation than those who did not.

So, the way to "deal with" the insurance company is to let your lawyer do that for you. Your lawyer is experienced in dealing with the insurance companies, and can protect you against any tricks or strategies they might use to try to take unfair advantage of you.

At Collins Law Group, our car accident lawyers negotiate directly with the insurance company, after a thorough review of your case, to determine the full extent of your losses, including property damage, medical expenses, lost wages and pain and suffering. Once we are sure of the true value of your motor vehicle accident claim, we will fight to get you the best recovery either through negotiation or in court.

Can You Access Insurance in Addition to the At-fault Driver's Policy?

Sometimes the at-fault driver has very little insurance coverage or no insurance at all. What then? You need to consult a traffic accident lawyer about this issue. Sometimes you can get compensation through an alternative insurance policy. The car accident lawyers at Collins Law Group can search through all possible options to get you the compensation you deserve, including:

• The at-fault driver's coverage
  Illinois law requires drivers to have insurance policies that pay for property damage and bodily injury caused to other drivers. Hopefully, the at-fault driver will have enough insurance coverage to compensate you fairly.
• Underinsured motorist coverage (UIM)
  If the at-fault driver does not have enough insurance to cover your injuries, you may be entitled to additional compensation if you purchased a UIM insurance policy. This coverage can pay for your damages above and beyond the at-fault driver's coverage limit--up to the limit of your UIM policy.
• Uninsured motorist coverage (UM)
  If the driver of the other car does not have insurance for some reason, you can make a claim under your own uninsured motorist policy, if you have one. Illinois law requires you to have this policy and it covers bodily damage to you, your passengers, members of your household and others authorized to drive your car in the event you are hit by an uninsured motorist.
• Other insurance coverage
  Our attorneys can review all your insurance policies to see if you have any other type of insurance that might be available, such as insurance for medical payments, collision and comprehensive coverage.

How do You Determine Who is at Fault?

Fault is determined by who was negligent and caused the accident. In order to claim that the other driver was negligent, you must show that the he or she violated a "duty", like failing to follow a traffic law, and that this violation caused the accident and your injuries. The law recognizes four basic levels of fault: negligence, recklessness, intentional misconduct and strict liability. Negligence means careless or inadvertent behavior that resulted in an accident, like not seeing a stop sign and failing to stop. Recklessness refers to willful disregard for the safety of others. An example of this would be drunk driving. Intentional misconduct obviously means that someone tried to injure you on purpose. Strict liability would refer to defective car parts or extra hazardous activities such as driving a truck that is loaded far beyond its legal weight capacity.

If the other driver was engaging in any of these activities, he could be responsible for your damages:

• Not following traffic signs or signals (Ex. failing to stop at a red light)
• Not signaling while turning
• Ignoring traffic or weather conditions
• Improper passing
• Going under or over posted speed limits
• Improper or excessive lane changes
• Driving under the influence of drugs or alcohol
• Driving while distracted (texting or cell phone use)

Situations where the driver and/or a bar or restaurant might be responsible for your damages:

• Driving under the influence of drugs or alcohol (especially if the bar or restaurant continued to serve an inebriated customer.)

Situations where the automobile manufacturer may be responsible for your damages:

• Faulty brakes
• Automobile defects

Situations where government may be responsible for your damages:

• Driver is in a government vehicle and is being negligent.
• Malfunctioning traffic control signals or improper traffic signs
• Roadside hazards, line-of-sight obstructions, poor lighting, highway defects
• Construction zones that aren't properly marked

Situations where a company may be responsible for damages:

• Driver is in a company vehicle and is being negligent while "on the job" for the company.

What happens when you are partially responsible for your auto accident? You may still be able to recover damages if you were less than 50% negligent. However, the amount you could recover would be reduced to correspond with the percentage that you were at fault.

How Long Do You Have to File a Car Accident Lawsuit in Illinois?

In most Illinois personal injury cases, you have two years from the date of the injury to file a lawsuit. 735 ILCS 5/13-202. Some situations change that deadline: claims involving government entities can have much shorter notice requirements, and different rules can apply to minors. Waiting also costs evidence: vehicles get repaired, camera footage gets overwritten, and witnesses move. The safest move after a serious crash is to talk to a lawyer well before any deadline is close. The consultation is free.

How Does Illinois Comparative Negligence Affect Your Car Accident Claim?

Illinois follows a rule called modified comparative negligence. Under this rule (735 ILCS 5/2-1116), you can still recover compensation even if you were partly at fault for the crash—as long as you were not more than 50% responsible. If your share of the fault is 50% or less, your award is simply reduced by your percentage of fault. But if you are found to be 51% or more at fault, you are barred from recovering anything. This is often called the “51% bar.”

Here is how it works in practice. Suppose your total damages are $100,000 and the insurance company argues you were 20% at fault for the accident. If a jury agrees, your recovery is reduced by 20%, leaving you with $80,000. Because you were well under the 51% threshold, you still recover—just a reduced amount. This is exactly why insurance companies work so hard to shift blame onto you: every percentage point of fault they can pin on you lowers what they have to pay, and pushing you past 51% wipes out your claim entirely.

An experienced car accident lawyer protects you from these tactics by building a clear record of the other driver’s negligence and fighting inflated fault assignments. Do not accept an insurer’s version of who caused the crash—how fault is divided can be the difference between full compensation and no recovery at all.

When are You Most Likely to Get in a Car Accident?

1. Time of day:
   • For all types of crashes: noon - 8 pm is the most dangerous time, likely because this is when the most drivers are on the road.
   • Fatal crashes are also high between 8 pm and 4 am, when fatigue and impaired driving occur.
2. Day of the week:
   • For most crashes Friday and Saturday are the most dangerous days.
   • Fatal crashes peak on Sundays in the early a.m.

Do Not Wait: Call Collins Law Group For Aggressive Legal Representation Now

If you are in an accident, it is important to obtain legal representation quickly so your attorney can gather crucial evidence. Contact Collins Law Group today at (630) 527-1595 to schedule a free consultation with an experienced member of our auto accident legal team. We fight to get the best results for all of our clients who have been injured in auto accidents, as well as many other types of personal injuries. Call us and let our top-rated, Naperville car accident lawyers get to work for you. For More Information

Read our blog:

Auto Accident Blog

We represent injured drivers throughout the Chicago suburbs. If your crash happened in Naperville, learn more on our dedicated Naperville car accident lawyer page.

Local Car Accident Lawyers Near You

Collins Law Group represents injured drivers across the Chicago suburbs. If your crash happened in one of these communities, visit our dedicated local car accident lawyer page:

• Naperville Car Accident Lawyer
• Aurora Car Accident Lawyer
• Bolingbrook Car Accident Attorney
• Wheaton Car Accident Lawyer
• Lisle Car Accident Lawyer

Car Accident Resources

• How Long Do I Have to File a Personal Injury Lawsuit in Illinois?
• Do I Have to Give a Recorded Statement to the Insurance Company?